SRG Construction loan

Now build your imagination

Watching your house getting built in front of you is an equally enriching experience like watching your own child growing in front of your eyes. SRG Housing Finance ltd is one of the finest emerging housing finance company and it is your faith and confidence on us which is driving us towards growth year by year.

With SRG construction loans we have attempted to present you another marquee financial tool that will help you to build your own house over the land owned by you. SRG holds a niche competitive advantage in construction loan finance business which help us to present this tool in best optimized manner in consideration of the volatile real estate sector.

Key features and benefits with SRG

Our product offers you customized housing construction loan solution as per to your requirements, affordable interest rate with flexibility and ease in repayments options of you EMI’s. We assure you of quick processing of your home loan thus valuing your time and money.

One invests all his hard earned money in to his house/flat and this has to be a very wise decision with accurate financial planning. Our executives with their financial acumen helps you in every step of housing finance process like selecting the right loan mix to the calculation of suitable loan EMI and tenure.

We provide excellent post disbursement services. Business has no base if the value statements of the company are compromised. At SRG we follow highest standards of ethics, integrity and most importantly transparency in our workings.

Home Loan Amount

Minimum loan amount- Rs. 50,000

Maximum loan amount- 15% of NOF

Loan tenure and term

Tenure of your home loan ranges between 1 to 10 years.

Interest Rates

Interest rate applicable is based on the SRG interest rate policy, based on the money market conditions.

Processing fees and other charges

Click here

Easy repayments

ECS

PDCs( drawn on salary/saving bank a/c)

Online payments (net banking, mobile wallets, debit cards, credit cards etc.)

Home loan tax benefits

Resident Indians are eligible for tax benefit as per to the income tax act 1961.

U/s 24 b >> For interest amount paid in the financial year >> Rupees 2, 00,000 (max)

u/s 80 c >> for principal amount repaid in AY 18 >> Rupees 1, 50,000(max)

Co Applicant

Loan can be applied individual, it can be further enhanced by including an earning co applicant.

Document Required

Click here to check the list of document required.

Loan Security

Security for the loan is a first charge by way of an equitable mortgage of property to be financed /or such other collateral deem fit by SRG.

Loan Disbursement

Check here for the loan disbursement process.