SRGLoan Against Property

Shift back your focus to your desires

SRG understand the value of your time and property and thus helps you to focus where your focus should be. With our Mortgage property loan/Loan against Property (LAP) offering, we provide you liquidity in hand thus allowing you to leverage the value of your fixed property lying idle. SRG LAP is a financial tool that allows you to mortgage your idle lying residential/commercial property at the best available mortgage rate in the industry while allowing you to continue to occupy the same. You can use the money to meet any of your financial needs be it for business expansion, debtrestructuring ,converting you current loan at attractive rate of interest, children education , marriage or any other suitable purpose.

SRG has the following offerings under its LAP profile.

SRG Wealth Loan

It is offered to Salaried Person or businessmen against mortgage of immovable properties for such purposes as may be desired by the borrower.

SRG New Avenue Loan

It is the loan for purchase and construction of non-residential and commercial property.

OURFeatures & Benefits

  • Packages of exclusive benefits

  • Low Interest rates. Interest calculation on a daily reducing balance.

  • Low Processing charges. No hidden costs.

  • Features
  • Eligibility
  • Documents Required
  • Low Interest Rates
  • Low Processing Fees
  • No Hidden Charges
  • No Pre Payment Penalty
  • Interest on daily reducing balance.
  • Resident Type: Resident Indian
  • Minimum Age: 18 years
  • Maximum Age: 70 years
  • Loan Tenure : Up to 15 years

For Salaried Individuals

  • KYC Documents
  • Property documents against which loans is to be taken.(Originals with Photocopies )
  • Salary slip for the last 3 months / Salary Certificate
  • Latest Form - 16 if salary above Rs.10000/- per month
  • Copy of all bank pass books / bank statements for the past 6 months including front page
  • Company profile if it is a lesser known organization.

For Self - Employed Businessmen / Professionals / Others

  • KYC Documents
  • Property documents against which loans is to be taken.(Originals with Photocopies )
  • Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
  • Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
  • Bank Statement for the last 1 year for the Savings A/c & Current A/c
  • Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
  • Copy of the Partnership Deed (if Applicable)
  • Copy of Tax Deduction certificate / Form - 16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / self assessment tax paid Challan
  • Copy Educational Qualification Certificate( applicable for Professionals)
  • Copy Professional Practice Certificate(i(applicable for Professionals)

For KYC compliance

National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines. Photo Id Proof (any one required)

  • PAN Card
  • Passport
  • Voters ID Card
  • Driving License
  • Aadhar Card
  • Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of company.
  • Telephone bill
  • Bank account statement
  • Letter from any recognized public authority
  • Electricity Bill
  • Ration Card
  • Letter from employer
  • Passport & photograph
  • Aadhar Card etc.

Company may take additional KYC Documents for Corporates, Partnership Firms, Trusts and Foundations and other unincorporated associations or body of individuals as per NHB’s Directions as ammended from time to time.

Apply Now

Contact Us
Mail Us